Affordable Credit Theory of Change

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Our Affordable Credit Theory of Change has been developed alongside the Esmèe Fairbairn Foundation in consultation with the community finance and financial inclusion sectors.

It is intended to be a shared Theory of Change for every organisation that is contributing to solving the problem of a subscale provision of affordable credit in the UK.

Fair4All Finance will work on part of this and in collaboration with others to drive systemic change.

Read our Affordable Credit Theory of Change
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Attention: We have been informed of fraudulent activity where people are offering unsecured loans using our name.

Please be careful as we do not provide loans or contact customers for this purpose. If you've been approached, please report to Action Fraud immediately via their website or on 0300 123 2040.

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