Our Affordable Credit Theory of Change has been developed alongside the Esmèe Fairbairn Foundation in consultation with the community finance and financial inclusion sectors.
It is intended to be a shared Theory of Change for every organisation that is contributing to solving the problem of a subscale provision of affordable credit in the UK.
Fair4All Finance will work on part of this and in collaboration with others to drive systemic change.
We’re pleased to publish our Annual Reports and Accounts for the year ending 31 December 2025, as well as our Annual Review which looks back at some of our key...
Fair4All Finance is committed to increasing the availability of affordable credit for people in vulnerable financial circumstances. To support this mission, we have developed a set of ‘guardrails’ for engaging...
Our Affordable Credit Code of Good Practice sets out the principles and practices that support responsible lending that is aligned with the needs of customers in financially vulnerable circumstances. The...
Working with the Big Window and the Institute and Faculty of Actuaries, we recently completed in-depth research on the barriers and needs of social renters regarding contents insurance. Our customer hypothesis testing comprised of interviews...
