Approximately 11 million people in the UK are in vulnerable circumstances
11.5m people have less than £100 in savings
It’s time to transform the financial services system
Who we are
Fair4All Finance has been founded to support the financial wellbeing of people in vulnerable circumstances. Our ambition is to increase access to fair, affordable and appropriate financial products and services.
We are funded by dormant assets money for financial inclusion.
Our first focus area is improving access to affordable credit. Our aim is to build capacity in the affordable credit sector with a combination of financial support, capability development and ecosystem development programmes.
Over 3 million people access high cost credit in the UK and more than 11.5m people have less than £100 in savings.
Our challenge is to increase access to fair financial products and services to help people in vulnerable circumstances meet their day to day financial needs, absorb shocks and smooth incomes.
A collaborative approach
We are collaborating with a range of mission aligned groups and organisations who are working to improve financial inclusion for people in vulnerable circumstances.
Government and financial inclusion regulators
Financial inclusion advocates & researchers
Financial guidance and debt advice providers
Affordable credit providers
Credit reference agencies
Technology for good providers
From small community finance providers to major mainstream players, we’d love to work with you as we build on what works well, surface gaps and innovate together to transform the system.
If you operate in the financial services sector and would like to help us, please get in touch.
Latest from Fair4All Finance
In the financial system, people from Black, Asian and minority ethnic backgrounds face greater financial exclusion. There are multiple issues in the entrenched design and behaviours in the system that contribute to this. These must be addressed to achieve equity of outcomes for all ethnic groups. The headline data shows many specific disadvantages Black African […]