We’re working towards a fairer financial sector

Approximately 11 million people in the UK are in vulnerable circumstances

11.5m people have less than £100 in savings

High-cost lenders currently loan 10x more than ethical providers

It’s time to transform the financial services system

Who we are

Fair4All Finance has been founded to support the financial wellbeing of people in vulnerable circumstances. Our ambition is to increase access to fair, affordable and appropriate financial products and services.

We are funded by dormant assets money for financial inclusion.

Our first focus area is improving access to affordable credit. Our aim is to build capacity in the affordable credit sector with a combination of financial support, capability development and ecosystem development programmes. 

Read more

Our challenge

Over 3 million people access high cost credit in the UK and more than 11.5m people have less than £100 in savings.

Our challenge is to increase access to fair financial products and services to help people in vulnerable circumstances meet their day to day financial needs, absorb shocks and smooth incomes.

A collaborative approach

We are collaborating with a range of mission aligned groups and organisations who are working to improve financial inclusion for people in vulnerable circumstances. 

  • Government and financial inclusion regulators
  • Financial inclusion advocates & researchers
  • Financial guidance and debt advice providers
  • Affordable credit providers
  • Credit reference agencies
  • Commercial lenders
  • Housing associations
  • Employers
  • Technology for good providers
  • Insurance industry


From small community finance providers to major mainstream players, we’d love to work with you as we build on what works well, surface gaps and innovate together to transform the system.​

If you operate in the financial services sector and would like to help us, please get in touch.

Latest from Fair4All Finance

Plans announced for new UK wide No Interest Loan Scheme pilot
6 September 2021
Fair4All Finance are working with Toynbee Hall, Fair By Design, HM Treasury and the Devolved Administrations to deliver a pilot to provide vital support for people in vulnerable circumstances...
Fair4All Finance invests £5m in award winning affordable lender Salad
11 August 2021
Fair4All Finance has announced its £5m five year investment in Salad, an award winning social impact FinTech.
Our response to the FCA’s new consumer duty
6 August 2021
Read our response to the FCA's consultation on bringing in a new Consumer Duty for financial services firms