We’re working towards a fairer financial sector

Approximately 11 million people in the UK are in vulnerable circumstances

11.5m people have less than £100 in savings

High-cost lenders currently loan 10x more than ethical providers

It’s time to transform the financial services system

Who we are

Fair4All Finance has been founded to support the financial wellbeing of people in vulnerable circumstances. Our ambition is to increase access to fair, affordable and appropriate financial products and services.

We are funded by dormant assets money for financial inclusion.

Our first focus area is improving access to affordable credit. Our aim is to build capacity in the affordable credit sector with a combination of financial support, capability development and ecosystem development programmes. 

Read more

Our challenge

Over 3 million people access high cost credit in the UK and more than 11.5m people have less than £100 in savings.

Our challenge is to increase access to fair financial products and services to help people in vulnerable circumstances meet their day to day financial needs, absorb shocks and smooth incomes.

A collaborative approach

We are collaborating with a range of mission aligned groups and organisations who are working to improve financial inclusion for people in vulnerable circumstances. 

  • Government and financial inclusion regulators
  • Financial inclusion advocates & researchers
  • Financial guidance and debt advice providers
  • Affordable credit providers
  • Credit reference agencies
  • Commercial lenders
  • Housing associations
  • Employers
  • Technology for good providers
  • Insurance industry


From small community finance providers to major mainstream players, we’d love to work with you as we build on what works well, surface gaps and innovate together to transform the system.​

If you operate in the financial services sector and would like to help us, please get in touch.

Latest from Fair4All Finance

Fair4All Finance to invest £1.63m in Great Western Credit Union as part of plans to increase affordable lending capacity across the country
24 May 2022
Bristol based credit union is the latest community finance organisation to benefit from Affordable Credit Scale Up Programme. 
Ukraine crisis – helping refugees access financial services
28 April 2022
To help you support refugees who may approach your organisation for assistance, here's a list of requirements for each bank that can be used by refugees from all nations.
Building a fairer financial system
22 March 2022
Read our responses to the Future Regulatory Framework Review and the consultation on a new Consumer Duty