Safia, single mother of two, Northwest England

No interest loan scheme

Safia was due to start a new job after a period of unemployment and needed to place her children into a nursery. While she was eligible to get the fees reimbursed, she needed a loan to cover the upfront payment required by the nursery.

The initial application screening showed she wasn’t eligible for an interest bearing loan, but she could afford to pay the loan principal without interest. South Manchester Credit Union were able to offer her a £350 no interest loan to cover the fees and she is now back working and paying off her loan.