Need a loan or help?

Safia, single mother of two, Northwest England

Home
Safia, single mother of two, Northwest England
logo credit union south Manchester
Affordable creditCustomer

No interest loan scheme

Safia was due to start a new job after a period of unemployment and needed to place her children into a nursery. While she was eligible to get the fees reimbursed, she needed a loan to cover the upfront payment required by the nursery.

The initial application screening showed she wasn’t eligible for an interest bearing loan, but she could afford to pay the loan principal without interest. South Manchester Credit Union were able to offer her a £350 no interest loan to cover the fees and she is now back working and paying off her loan.

Annual Report

Fair4All Finance Annual Report and Accounts 2025

We’re pleased to publish our Annual Reports and Accounts for the year ending 31 December 2025, as well as our Annual Review which looks back at some of our key...

Read more

Guardrails for engaging with non-bank commercial lenders

Fair4All Finance is committed to increasing the availability of affordable credit for people in vulnerable financial circumstances. To support this mission, we have developed a set of ‘guardrails’ for engaging...

Read more
Using customer segmentation to boost financial inclusion
Using customer segmentation to boost financial inclusion...
Read more
Affordable credit

Our Affordable Credit Code of Good Practice

Our Affordable Credit Code of Good Practice sets out the principles and practices that support responsible lending that is aligned with the needs of customers in financially vulnerable circumstances. The...

Read more
Insurance

Fair4All Finance Contents Insurance Research – Full Report

Working with the Big Window and the Institute and Faculty of Actuaries, we recently completed in-depth research on the barriers and needs of social renters regarding contents insurance. Our customer hypothesis testing comprised of interviews...

Read more