Cost of living No Interest Loan Scheme and Consolidation Lending subsidy scheme

Thank you for your interest in submitting a proposition for funding as part of our Cost of Living No Interest Loan Scheme and Consolidation Lending Subsidy Scheme. This funding allows for the expansion of these two pilots and for the provision of additional support for people in financially vulnerable circumstances.

You can refer to the applicant brief to support you through the process, with additional information and templates needed to complete your submission available on this page. If you have any questions please contact us on consolidations@fair4allfinance.org.uk.   If you don’t have the applicant brief please ask us for a copy before reading on.

Below are 3 sections, each with relevant information and tools to support your submission. Please review these carefully.

Proposal pass or fail documents

In this section you will find the proposal pass or fail template which must be completed and returned as part of your submission. You’ll also find the applicable contracts, legal principles and associated documents which must be accepted as part of the ‘Proposal Pass or Fail’ template completion.

Introduction to our proposal pass or fail documents

Legal documents

Proposal support

In this section you will find essential information to support the appropriate design and positioning of submissions.

Cost of Living Participant Brief supporting documents

Fair4All Finance segmentation model

There are at least 17.5m people in financially vulnerable circumstances in the UK. Our segmentation model is designed to help financial services providers further understand different groups of people, identify which they are serving well today and where there’s opportunity to serve other customer groups.

Funding request

This workbook must be completed and returned as part of your submission.