Rachelle Earwaker

Senior Economist, Joseph Rowntree Foundation

Rachelle leads on JRF’s cost of living research, focusing on the impact the crisis is having on the finances of low-income households, as well as on debt and affordable credit. She also works on our housing programme, which is focussed on both improving the affordability and quality of the UK’s housing stock, as well as the distribution of ownership, and the tenure balance in the UK.

Rachelle previously worked as an analyst at the New Zealand Treasury, where she coordinated the Budgets, including implementing the first Wellbeing Budget in 2019. She also worked on housing policy, focusing on social and emergency housing in New Zealand.