Over 3 million people access high cost credit in the UK

Problem debt costs the UK an estimated £8.3 billion

It’s estimated that 16.8% of the UK population are over-indebted

We’re working towards a fairer financial sector

Who we are

Fair4All Finance has been founded to support the financial wellbeing of the most vulnerable people in society. Our ambition is to increase access to fair, affordable and appropriate financial products and services.

We are funded by dormant assets money for financial inclusion.

We are currently working on our first strategy, which will be in place by autumn 2019. Our first focus area is improving access to affordable credit. We hope to build capacity in the affordable credit sector with a combination of financial support, capability development and ecosystem development programmes.

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Our challenge

Over 3 million people access high cost credit in the UK and more than 16m people have less than £100 in savings.

Our challenge is to increase access to fair financial products and services to help vulnerable people meet their day to day financial needs, absorb shocks and smooth incomes.

Collaborative partnerships

We will work collaboratively with a range of groups who are already active across the financial inclusion and financial services sectors.

  • Government and financial inclusion regulators
  • Financial inclusion advocates & researchers
  • Financial guidance and debt advice providers
  • Affordable credit providers
  • Credit reference agencies
  • Commercial lenders
  • Housing associations
  • Employers
  • Technology for good providers
  • Insurance industry

Get involved

If you operate in the financial inclusion space and would like to help us in our mission to end financial exclusion, please get in touch.

Stay informed

Read the latest Fair4All Finance news and stay up to date with developments in the financial inclusion space.

27 June 2019
Fair4All Finance seeks new board members
27 June 2019
Fair4All Finance appoints first two board members
26 June 2019
Call for expressions of interest: affordable credit providers scale up programme