Blog: Getting practical about lending – the Good Practice Lending Guide
Earlier this year, we launched the Good Practice Lending Guide – a comprehensive, free resource designed to support community finance organisations in their approach to credit risk management. This guide isn’t just a theoretical framework—it’s a hands-on tool filled with real-world examples to help you apply best practices in day-to-day operations. Covering everything from governance […]
Our October Community Finance Bulletin
Welcome to the latest edition of our Community Finance Bulletin – and the penultimate one of 2024. In this edition we look ahead to the end of the year, in a time period that we know is extremely busy for credit unions and CDFIs. Our newly appointed CEO, Kate Pender, outlines our strategic priorities as […]
Blog: How the No Interest Loan Scheme is helping to reduce the poverty premium
The No Interest Loan Scheme (NILS) has now provided £10 million in affordable credit to people in financially vulnerable circumstances. Maria Booker, Head of Policy at Fair By Design writes about how NILS is helping to reduce the poverty premium. At Fair By Design, we want to get rid of the poverty premium – that […]
Blog: APR and the cost of credit
As part of our new series on Funding Affordable Credit, our Head of Strategy Jake Attfield looks at why APR is not always a helpful measure of the value of small sum, short term loans for both borrowers and lenders Anyone involved in lending or borrowing will be familiar with APR – or the Annual […]
Building Financial Inclusion Together
As the country welcomes a new government, our Deputy CEO Sarah Porretta writes about the opportunity the whole sector has to work together to tackle financial inclusion. Everyone needs access to fair and affordable financial products to go about their daily lives, manage their money and be economically active. And yet financial exclusion affects millions […]
Lived experience and how organisations can harness it to make a real difference
In the first of our Building Financial Inclusion Together blog series, we hear from Michael Hilton of Three Hands Insight on the power of lived experience and how organisations can harness it to make a difference. Looking out at the packed hall at the Fair4All Finance Financial Inclusion conference I wondered if the lived experts might have […]
No Interest Loan Scheme pilot: Interim report shows positive impacts for the pilot so far
A new report on Fair4All Finance’s ongoing No Interest Loan Scheme (NILS) pilot provides the evidence that the scheme is helping people in financially vulnerable circumstances, and has the potential to help many more. PwC’s latest analysis of NILS covers a total of nearly 4,000 loans, with a total value of £2.1m – at an […]
Fair4All Finance announce new CEO
After a process that saw over 100 applications for the role, we are delighted to announce Kate Pender as our new CEO. Kate has been working with Fair4All Finance since we were formed in 2019, leading our work on growing the resilience and capability of community finance lenders. Most recently, Kate has been leading the […]