Insurance Industry Signs Joint Commitment to Improve Access to Income Protection
Leading insurance bodies have signed a Letter of Commitment with Fair4All Finance, signalling a shared determination to improve access to income protection insurance for people on precarious incomes across the UK. The commitment responds directly to the Government’s Financial Inclusion Strategy (2025), which highlighted that many people, including the self‑employed and those without access to […]
Fair4All Finance responds to the FCA’s Pure Protection Market Study Interim Report
Fair4All Finance welcomes the FCA’s interim findings on the Pure Protection Market Study and strongly supports the focus on how well the market meets the needs of all consumers, particularly those in financially vulnerable circumstances. Pure protection products are essential financial safety nets that help households manage financial shocks, yet too many people remain excluded from the […]
Home contents insurance pilot: Expression of Interest
Introduction As part of the Government’s Financial Inclusion Strategy, we are conducting a pilot to support the insurance market to develop and deliver one or more home contents insurance propositions for social tenants. We plan to facilitate, fund and support the insurance and housing sectors to deliver a cross sector pilot that tests how contents […]
International Women’s Day 2026: Give to Gain – Celebrating the women driving civil society innovation
Insights into International Women’s Day and civil society, by Temi Odesanya, Civil Society Engagement Manager International Women’s Day 2026 invites us to reflect on the theme Give to Gain, a principle that is particularly resonant for women working in civil society. And one that is especially evident in the remarkable contributions of all of the […]
Inclusive Design: A key driver of financial inclusion. What economic abuse reveals about building financial systems that work for everybody
Insights from cross-sector research informing the National Financial Inclusion Strategy, by Julieta Pasijoff Imagine discovering that a loan has been taken out in your name by someone you know and trust. Imagine being told you owe £10,000 for money you never had access to. Imagine being told the debt cannot be written off because, under […]
Financial inclusion is at the crux of social justice – reflections from my time on the Fair4All Finance board
Financial inclusion is at the crux of social justice – reflections from my time on the Fair4All Finance board
Blog: AI can close the protection gap – if we build the system around people, not processes
Jake Attfield, Head of Strategy, Fair4All Finance Millions of people in the UK are navigating life’s shocks without a financial safety net. Among those in financially vulnerable circumstances, more than one in four hold no insurance at all – a gap that is widening as rising costs push households to cancel or downgrade their cover. […]
AI and new technologies could help close the insurance protection gap
New research from Fair4All Finance shows how technology can widen access to fair, affordable insurance for people in vulnerable circumstances. Millions of people across the UK still lack the protection they need when life goes wrong. Our new report, Has AI got us covered?, finds that while most insurers are already using AI, it’s mainly improving […]